Debt Restructuring Recovery Services

Over decade’s debts has been a major issue among sectors especially in corporate companies, institutions and individuals. However, in the current developments of laws and regulations that secured protection for financial rights of the parties based on mutual obligations in transactions and exchanged operations through commercial papers, in order to comply with the current economic development. Furthermore, the legislative authority implements the Saudi Execution law for enforcement of execution documents such as commercial papers that issued by Royal Decree No.M/53 dated 1433/8/13 H, the Resolution of the Council of Ministers No.261 dated 1433/8/12 H and the circular of the Minister of justice No. 13.T.4687 dated 1433/9/10 H.
In addition, Al Nami law firm since been established in 1994 have significant experience locally and internationally for legal mechanism in enforcement of all types of negotiable instruments, such as cheques, bills of exchange and promissory notes.
Our firm provide a variety of legal services in debts restricting and recovery particularly in, call center, out sourcing, consultation, collection and litigation by dedicative lawyers to recover the financial rights of our clients at the competent authorities .


Call Center

Call center facility is one of the most advanced services in business management inquiries that aim to facilitate communication with customers and enhance the concept of it. Furthermore, a call center determined as a channelization point of transmitting and handling business inquires between the service provider and the receiver.

Most of companies, banks and financial institutions have the need for setting up technical software’s programs in contact centers in order to facilities the communication with their customers regarding debts collection according to the regulations and conditions.

Al Nami Law firm, as a part of its practice in debts restrictions & recovery provide high standard service in call center administered by qualified trained staff for handling calls, tracking debtors and collecting redeemable debts that comply with high standard requirements and the Saudi Arabia regulations.


Consultation Service


We offer to our clients a consultancy service in high quality with competitive prices to meet their needs

Identifying the validity of legal actions within procedures .
considering risks assessment that may accrue regarding commercial papers.
Ensuring that agreements and contracts complying with law.
Workflow process of commercial papers and contracts.




Outsourcing concept based on external assistance and support provided by local or foreign entities. The outsourcing is new technic of dividing certain functions and tasks and assign it to another specialist in a way that save costs, time and efforts in various economic sectors throughout contracts that stated conditions specify liabilities, duties, subject matters, regulate duration and period of contract to meet their interest’s and objectives.

Many entities seeking for outsourcing support and assistance of companies that offer this facility for potential benefits, which gives them the opportunity to invest in qualified human resources and gain knowledge. Furthermore, reducing the burden of wages and handling work pressure, which gives them more time to focus on their essential work inquiries. It also deflated the financial burdens of the infrastructure equipment’s costs computers, technical programs and software’s, taxes this leads to significant improvements in the core business of the facility.

Al Nami law firm offer outsourcing services in:

Legal services
Legal consultancy on financial matters.
Litigation in competent jurisdiction for rights recovery.
Call center service
Developed and advanced technical infrastructure of equipment.
Administrates outbound call centers by qualified specialists in regulations and procedures of debts collection.
Administration of legal department
Build strong infrastructure for the organizations management and accomplishment its own objectives.
Apply (AOA) Articles of association and polices to regulate the organization or entity work.
Ensure that Board of director, shareholders decisions complied with law.
Drafts and audit contracts, regulations, agreements, letters, defenses.
Legal representatives before the competent authorities.
Determine rights and duties for each member of organization or entities.
Debits collection
Recovering the creditors, financial rights contributed with law, which guarantee the flexibility and efficiency of transactions that comprises of:

Corporate loans
Reducing time and efforts for corporate entities and institutions in recovering their debits.

Individual loans
Tracking and debits recovery by professional team having experience in dealing with these situations resulted from personal loans and property loans.

Personal loans
Audit and review details of each case by collection and legal team and rendering advice.
Scheme a tracking approach by expert team having negotiation skills and knowledge in legal and executive procedures.
Communicate with debtors to repay and reschedule debt and reach a friendly solution through negotiation or legal action if it necessary.
Property loans
Collection of real estate debts to protect banks against the risk of default in payment.

Credit cards
Our team specializes in debts collections of defaulted payments in credit card.


Collection & Litigation Legal Services


we rely on our long experience more than 23 years in debts collection and our expertise in litigation, we will guide you with a suitable solution that fits your interest either recovering debts through an interest based approach (if the debtor is willing to voluntary cooperate) or adjudicative process if it needed in a way attaining your objective and resolving conflicts in considering the distinct steps.

Determining the appropriate way for recovering your debts.
Filing and follow up lawsuit.
Litigation commencement.
Implement debt collection procedures.